Category: Finance

Filing taxes is not something most folks look forward to doing every year. Modern e-file options have made filing taxes easier, but there is still room for error. If you’ve made a mistake on your tax returns, all is not lost. Even the IRS allows for tax return errors. Here is some basic information on…

You’ve found the house of your dreams. It’s time to head to your bank to try and apply for a loan. After spending a few hours at the bank going through the process, you walk away disappointed. Your credit score is too low for you to get the mortgage. The only way the bank is…

The United States’ Uniform Commerical Code, or UCC, is a collection of standard rules regulating commercial transactions. Every state has accepted these model regulations in an almost identical manner. For example, if someone enters a commercial contract in Texas, the state of Connecticut will enforce it in the same way. UCC allows business connections to…

Nearly half of the $3.46 trillion collected by the US treasury in 2019 came from individual taxes. Taxes are such a sensitive matter because they are a major source of revenue for the government. Handling taxes on your own can become quite complex. Moreover, you can easily find yourself on the wrong side of the…

A 2019 report revealed that as many as 6% of adults in the United States used a payday loan in the past five years. Although quick and convenient, these loans come with exorbitant rates and fees. So much so that they cost US borrowers over $4 billion in lending fees alone. If you’re one of…

As of 2021, the US market size for financial planning and advice services is worth a staggering $52.9 billion. For years, demand for financial advisors has grown steadily, and it’s easy to see why. Most Americans still struggle to meet their financial goals. Statistics show that only 29 percent of Americans say they’re financially healthy.…

A credit score is something no one asked for, but it follows you your entire adult life. It can prevent you from buying a home, a car, and, in some professions, getting a job. It’s important to get a copy of your credit report to know your credit score. If you’re wondering what can negatively…

Crypto Fraud! Are you perplexed by cryptocurrencies such as Bitcoin and Ethereum? Unfortunately, you’re not the only one who feels this way. Before you use or invest in cryptocurrency, understand how it differs from cash and other payment methods, avoid cryptocurrency scams, and discover potentially compromised Bitcoin accounts. In this article, The Investment Center broker…