Apelles, LLC, a collection agency, has been in business since 2003. Its profile on the Better Business Bureau was set up in 2004 and it has been a BBB-accredited business since 2014. Apelles’ annual revenue is estimated by Buzzfile at $4.5 million. Its website does not give detailed information about the types of businesses it serves.
Apelles is a legitimate collection agency
Apelles is a collection agency, which means that they can report debts to credit reporting agencies like Equifax, TransUnion, and Experian. These reports will appear on your credit report and affect your credit score. This means that you should make sure that you know the facts before you sign up for Apelles collection services.
If you’re wondering if Apelles is a legitimate collection agency, you can visit the Public Access to Court Electronic Records website to learn more. This website lists lawsuits and other federal complaints filed against companies in the U.S. You can use this site to look up Apelles and see how many suits have been filed against the company. You’ll find more than 50 lawsuits filed against Apelles in 16 states, most of which are based on violations of the Fair Debt Collection Practices Act.
There are several consumer complaints against Apelles, LLC, including harassment, excessive phone calls, and inaccurate reporting. In addition, there are a number of consumer rights that you should know about. For example, it’s illegal for Apelles to harass, threaten, or swear at you. Additionally, the company should never publish a list of debtors without permission.
Apelles has 11+ complaints
Apelles, LLC has received more than eleven complaints in the past three years, according to the Better Business Bureau. Of those complaints, four were resolved. Most concerned billing and collection practices. However, more recently, the Consumer Financial Protection Bureau has received 48 complaints involving Apelles. Of those complaints, 47 were about company debt collection practices, and the remaining involved consumer loans. The company has also been involved in civil litigation.
While Apelles, LLC is a third-party debt collection agency, it must adhere to the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive debt collection practices. Some complaints have accused Apelles of violating the FDCPA, including making harassment and abusive phone calls. In addition, the company has also been accused of talking to third-party companies about consumers’ debts. Apelles, LLC has violated federal law by violating this law.
In some cases, Apelles violates the FDCPA by threatening debtors with lawsuits. The company must prove that it is owed the debt before it can sue. It also violates the Fair Debt Collection Practices Act by not identifying itself in all communications. If Apelles violates the FDCPA, it is liable for up to $1,000 for each violation, plus attorney’s fees, court costs, and actual damages.
Apelles is bound by the Fair Debt Collection Practices Act
Apelles is bound by the Fair Debt Collect Practices Act, which means that it is required to follow certain guidelines when collecting your debts. These guidelines include asking you to provide certain information and keeping your records confidential. If you believe that Apelles is violating these rules, you can file a lawsuit against them. These lawsuits can result in up to $1,000 in statutory damages and attorney’s fees.
If you are sued for debt, the best course of action is to speak with an attorney who is knowledgeable about the Fair Debt Collection Practices Act. Apelles can be sued for violating the FDCPA if they do not provide you with clear and understandable information. They must pay up to $1,000 in statutory damages and court costs if they are found guilty of violation of the FDCPA. Also, they cannot sue you if the debt is past the statute of limitations or was not legally owed in the first place.
In addition to debt collection, Apelles also provides accounts receivable outsourcing, customer lifecycle and retention programs, and fraud management. Apelles’s debt recovery division uses integrated recovery strategies and A/R outsourcing to deliver targeted solutions. Its customer lifecycle and retention program uses customer information and analysis to build customer loyalty and identify upsell opportunities. Its fraud management division helps reduce customer acquisition costs and improves customer retention.
Apelles can report to the three major credit reporting agencies
Apelles, LLC is a debt collection agency that reports to all three major credit reporting agencies. This means that Apelles will appear on your credit report even if it is not the original creditor. This is because the company does not own the debt and just takes a fee for collecting it. Unfortunately, this can impact your credit score, and it can take up to seven years for the company to get your debt off of your report and out of your life.
Apelles, LLC has numerous complaints filed against them, and many of them relate to their aggressive collection tactics. These tactics include harassing and abusive communication tactics. Apelles, LLC is not permitted to call consumers repeatedly, or use abusive language to obtain payments. This is a violation of federal law.
Apelles, LLC offers a number of services to assist its clients. These services include debt recovery, accounts receivable outsourcing, and customer lifecycle and retention programs. The debt recovery division employs integrated recovery strategies to help companies recover their money. The A/R outsourcing division provides comprehensive service offerings including targeted collections and fraud prevention programs. Moreover, the customer lifecycle and retention program helps companies improve their customer loyalty and identify upsell opportunities. And finally, the fraud management division works to lower customer acquisition costs.
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