Month: September 2021

Categories
Finance

What Is A UCC1 Financing Statement And How Is It Used?

importance of credit

The United States’ Uniform Commerical Code, or UCC, is a collection of standard rules regulating commercial transactions. Every state has accepted these model regulations in an almost identical manner.

For example, if someone enters a commercial contract in Texas, the state of Connecticut will enforce it in the same way. UCC allows business connections to be more secure because of the consistency of application.

A UCC1 financing statement falls under the UCC rules. It has a specific purpose that we’ll now discuss in this article. If creditors have stated they will issue a UCC1 to you, you’ll want to read on.

What Is a UCC1 Financing Statement?

A UCC1 statement is a legal notice made by creditors that they announce to the public. This public declaration states their rights to seize debtors’ personal property who default on business loans that they extended. Creditors often get These notifications published in local newspapers to inform the public of their intentions.

Under the Uniform Commercial Code (UCC), UCC1s are needed for all company loans. They establish relative precedence over which particular assets the creditors may seize and in what order. UCC1s also confirm the collection pecking order in situations when several lenders to the same debtor exist.

How to Understand a UCC1 Statement

The UCC1, or UCC-1 statement, operates as a lien for collateral. It has filing processes and components that are similar to those you find in residential mortgage loan arrangements.

A lender must provide their UCC1 declarations in a business loan contract. This is according to the UCC’s ninth article, “Secured Transactions.”

The statements must include extensive information about the borrower. It also needs to provide itemized explanations of any assets that you agree upon as secured collateral.

You can use almost any asset as collateral. Yet, automobiles, real estate assets, manufacturing equipment, inventories, and investment securities are the most frequent.

UCC1 Statement Types

Specific collateral liens and blanket liens are the two types of UCC1 statements that lenders can file.

Companies often use specific collateral UCC1 statements in equipment or real estate transactions. These statements grant lenders first-order secured rights to particular collateral or real estate. For example, you could use any equipment you acquire through borrowing as collateral.

Blanket liens allow lenders to have secured rights on a range of the borrower’s assets. Yet this is only true if the conditions are stated in the collateral portion of the UCC1 statement.

Understanding UCC1 Statements

It’s essential to understand how creditors use a UCC1 financing statement when lending money to a business. Now, you should have a much better grasp of how the concept works and what to be wary of.

Also, remember that UCC rules tend to be applicable in the same way from state to state. And, if you let your UCC1 financing statement lapse, you need to deal with the issue swiftly.

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Categories
Fashion

6 Common Hair Extension Mistakes And How To Avoid Them

hair extension

Hair extension are a great way to add length and volume to your hair. They can also help you change up your look and express your creativity and style.

Taking care of your hair extensions is important to ensure you get your full money’s worth out of them. Keep reading to learn about six common hair extension mistakes and how to avoid making them.

Improper Cleansing

To keep your hair extensions looking fresh, you need to wash them and your own scalp properly.

This includes using the right products and cleansing at the proper times. It’s recommended to shampoo and condition your hair and the extensions with salon-quality products every 10 days. This will prevent buildup on your scalp and extensions.

Choosing Poor Quality Extensions

To keep your natural hair as healthy as possible, it’s important to choose extensions that are of good quality.

Different types of extensions are meant for different purposes. For example, Remy or human hair extensions are made of real human hair and are great for long-term styling. These tape-in Russian hair extensions are a great example.

On the other hand, synthetic hair extensions are not made from real human hair. Therefore, they are better suited for short-term styling.

Not Taking Care of Your Extensions

In tandem with improper washing techniques, there are other ways you may be taking poor care of your extensions.

To properly maintain your extensions, you need to brush them carefully to not damage the strands. Additionally, be cautious when using hot tools and always use a heat protectant.

Most importantly, make regular appointments at a salon to have a professional extensionist adjust and reposition them. This will prolong the life of your extensions and prevent damage to your natural hair.

Putting in Too Many Extensions

Some people think that the more hair extensions you have, the better. While having a lot of extensions installed can create volume, it can also cause significant damage.

The extensions can pull on your natural hair, causing breakage and even headaches. Further, you’d be paying for extensions you don’t really need, which is a waste of time and money.

Leaving Extensions in Too Long

One way that people neglect their extensions and their natural hair is by leaving their extensions in for way too long.

The natural life cycle of extensions is approximately six weeks. After this time period, you should return to the salon and have your extensonist adjust them to prevent damage.

Sleeping in Your Extensions

Finally, sleeping in your clip-in hair extensions is one of the most common mistakes people make. However, it is also the easiest mistake to fix.

To avoid this, simply remove your extensions before going to sleep. This will prevent damage and matting from happening to your natural hair.

Avoiding Hair Extension Mistakes

Now that you’re aware of the common hair extension mistakes and how to fix them, you can take better care of your extensions and your natural hair.

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Categories
Entertainment

How To Wakeboard: A Basic Guide For Beginners

how to wakeboard

In 2020, the wakeboarding equipment market grew a staggering 12% which shows how popular the sport is.

Wakeboarding is exhilarating, improves your hand-eye coordination, and lets you unwind in nature. Perhaps you’re interested in this watersport, but you’re not sure where to start.

Sounds familiar? Don’t worry, you’ve come to the right place. Here is our guide on how to wakeboard.

Book a Lesson

To ensure you’re wakeboarding properly, book a lesson with an instructor. They will give you the run-down of what to do and how to choose the best gear.

Struggling to find a good teacher? Then ask family or friends for recommendations and check online reviews so you get the perfect match. g

Grab Your Gear

You’ve learned the benefits of wakeboarding, so now it’s time to grab your gear. It’s important to familiarize yourself with the most common wakeboard lengths so you can find the perfect one.

You’ll also need a wakeboard rope, life jacket, and if you’re wakeboarding with a little one, then choose a well-fitted helmet.

Start With a Rental Board

Although it’s tempting to buy wakeboarding gear, it’s wise to rent it out first. Wakeboards are expensive, so test out various models before making a purchase. And, when you’re ready to buy, ask the retailer for last season’s gear as you get fantastic deals.

Work Out Whether You’re Regular or Goofy

One of the top wakeboarding tips is figuring out whether you’re regular or goofy.

If you ride with your left foot forward, then you’re regular, which is the most popular stance. But if you naturally bring your right forward, then you’re goofy.

Not sure which you are? Then ask someone to gently push you from behind and whichever foot you bring forward first will determine your stance.

Accept that You’re Going to Fall Often

Like with all sports, you won’t be a pro instantly so be kind to yourself. Don’t be afraid to fall or tumble into the waves, because learning how to balance is one of the biggest struggles when wakeboarding for beginners.

But if you’re spending too much time in the water, then reach out to your instructor, so they can give you advice.

Learn to Ollie

The most exciting aspect of this sport is the wakeboarding tricks. As a beginner, you should try an ollie where you jump over something or gain air for a moment.

To do this, push your back foot into your board and scoop the front up. If you’re struggling, try bouncing several times as it will help you pop.

Learn How to Wakeboard Today

Hopefully, after reading this article, you know how to wakeboard.

Start by booking a lesson with a reputable instructor, choose high-quality gear, and hit the water. You should stay humble and don’t be afraid to fall in the beginning. But, most importantly, enjoy the learning process and have fun in the water. Good luck!

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Categories
Tech

Facts About The TV And Radio Industry Everyone Should Know

tv and radio

The 21st century has seen the birth of new, digital forms of entertainment. However, plenty of people still enjoy older forms of media. Traditional TV is keeping up in the age of Netflix, and plenty of people still listen to the radio every morning.

TV and radio were the old titans of the media world. But how much do you know about the TV industry and radio industry? This article will give you everything you need to know about these two not-outdated wings of the entertainment business.

1. Most TV Shows Are Written By Many People

Unlike the world of literature, where books are usually written by one person, and film, where scripts are usually done by one or two people, TV shows, for the most part, are designed by a committee.

TV shows are written in “writers room” led by a “head writer”. This head writer may or may not be the showrunner of the show, and the person who created the show.

The size of the writer’s room usually depends upon how big the show is, and how many episodes there are per season. They all work differently, but usually, everybody comes up with an idea. The showrunner writes down the one he/she likes the most, and figures out the plot structure.

Once the plot is figured out, that episode is assigned to one of the writers to write.

2. More Americans Listen To the Radio Than Podcasts

Don’t believe the hype! Though many people say podcasts are the way of the future, and there are some genuine podcast stars — like Joe Rogan — radio is at least twice as popular as podcasts.

We think this has something to do with the history and ease of Radio. You have to pick out which individual podcast you want and catch up with episodes. However, with the radio, you can simply tune in whenever you’re in the car.

3. Radio Has History Tied To It

Radio also has American history tied to it. FDR famously communicated to the American people through his “fireside chats”, and Orson Welles shocked the world with his famous radio plays around the same area,

On top of all of that, the radio is just a lot more personal than a podcast is. Whereas podcasts are usually highly polished, pre-recorded, and edited, radios are broadcast live. You get that incredible, electric, “anything-can-happen” feeling that you often get when you’re just hanging out with your friends.

Interested in getting into the world of radio? Click on this link for two way radio rentals.

TV and Radio Are Still Alive

Though YouTube, Twitch streaming, and podcasts have taken over the hearts and minds of young people, traditional TV and radio are still alive. The committee writing of television, combined with the history of radio, makes these two media indestructible against the changes of time. For more articles like this, check out our “technology” section

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Uncategorized

Top 10 Peaceful Home Office Paint Colors

home office paint colors

Did you know that over 25 percent of the workforce in the United States of America is expected to work from home through the year 2021? Many people that are working from home have transitioned into working at their home office. When you’re working from home you want to set the right atmosphere, and what better way to do that than with home office paint colors that suit your personality?

Office paint colors impact mood and create the type of environment you’ll thrive in when you’re performing your job duties. Finding the best office paint colors for your home office isn’t easy, but it is important for increasing productivity and making you comfortable.

Luckily, you’ve come to the right place to learn more about office paint color ideas for your home office as well as your personality. Continue reading to learn more.

1. Dark Green

Dark green is a popular home office color for people that want to feel like they’re surrounded by nature. This color has a calming effect that will help you feel like you’re out in the wilderness while performing your job duties, providing the perfect sanctuary.

2. Light Blue

Light blue is another great choice when it comes to home office paint colors because light blue provides an airy and relaxed environment in any room you apply it to. Check out this article for more.

3. Soft Gray

If you have a small home office then there are certain small office paint colors that will suit it well. Light gray is a perfect color for making a small room feel larger and airier, while also providing comfort to get you through your workday every day.

4. Teal

Teal is a great choice for someone that wants some vibrant energy in their home office without the color becoming too much. Teal is a nice balance between energetic and calm.

5. Lilac

Lilac is a wonderful mix of gray and purple. It combines to create a soothing tone for your home office while still providing enough energy that you won’t have trouble staying awake and focused during your workday.

6. Deep Blue

If you’re someone that gets stressed over your work then you should consider a deep blue for your home office color. This color scheme provides tons of tranquility that will help you get through your busy day and keep stress to a minimum.

7. Tan

Tan is a warming and soothing color for any room. This makes it an especially great fit for your business office paint colors. It makes your home office feel more inviting and comfortable when you’re working.

8. Soft Green

Soft green provides that cozy feeling that makes you feel right at home while you’re doing your work. It is a great color for a home office if you need stress relief.

9. Pale Yellow

Pale yellow is another popular color option. Pale yellow is both comforting and energizing so you’ll be ready to greet whatever your workday has in store for you with positive energy and a smile.

10. Sky Blue

Light blue shades of paint are one of the most popular choices for a reason. They not only brighten up a room, but they provide positive feelings like a cloudless sky on a clear day. Who wouldn’t want to work in a setting like that?

Choose Your Favorite Home Office Paint Colors Today

There are many great options to choose from when it comes to the top ten home office paint colors for your work area. With more and more people working from home full time, it is wise to make your home office better suited to your personality and the things you need in a workspace.

For more helpful and informative articles, be sure to check out the rest of our blog posts.

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Categories
Social Media

How To Get More Likes On Instagram: 4 Important Tips

how to get more likes on Instagram

Many of us have a dream of exponentially increasing our social media popularity and becming Instagram famous. After all, having a strong Internet presence comes with many benefits.

If you’re wondering how to get more likes on Instagram, the guide we’ve put together below will help get your Instagram for business strategy on the right track. Let’s dive in.

1. Interact With Other Users

If you want to get more engagement on your posts, you need to interact with other users. It’s very rare that someone can simply upload content to their Instagram without ever making an effort to connect with other people.

However, this isn’t something you should do in a way that doesn’t seem genuine. This means that you should not ask other people to like your content.

A great way to go about this is to like somebody else’s content and leave a unique comment. If you get their attention, they are likely to visit your page and like your content back.

2. Understand Your Audience

You’ll need to post at the optimal times in order to maximize the number of people who see your uploads. When a larger number of people see your content, there’s a much better chance of getting the amount of engagement you want.

Fortunately, you can check your account analytics to see when your audience is most active. You can then schedule your posts for these days and times in order to optimize your chances.

3. High-Quality Content

Put simply, people aren’t going to like your content if they don’t actually like your content. If you consistently post low-quality uploads, there’s a good chance that you may never be able to grow your following.

For this reason, it’s much better to post less frequently but post higher quality content. Depending on your niche, this may require you to invest in your brand (whether or not it’s related to a business).

This means downloading photo editing software, getting a better camera lens, etc.

You can check out this resource to learn more about how to craft the perfect Instagram marketing plan.

4. Consider Running Ads

There’s no shame in running ads as long as you have content people want to see. When configured correctly, Instagram advertisements can help you exponentially increase your exposure.

Of course, you’ll need to properly budget for doing so and also research the demographic that you are targeting. Keep this in mind moving forward so you can make the most of this option.

Knowing How to Get More Likes on Instagram Is Essential

The above info will help you optimize your Instagram strategy and fully understand how to get more likes on Instagram. From here, you can expand your online presence and take your performance to the next level.

Looking for more tips that can help you out later on? Check out the rest of our blog for plenty of more useful information.

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Categories
Tech

Sip On This: 6 Tips For Choosing The Best Water Filtration System For Your Home

best water filtration system

Do you want to ensure you have clean water at home?

Over half of American consumers care about the safety of their drinking water. Unfortunately, only a few take steps to address the matter. Investing in the best water filtration system is the answer.

How do you pick the right water filtration system for your home? Here are six steps to follow when choosing home water filters. Read on and get cleaner water today.

1. Determine What You Need

Determine the type of filter you need. There are two main types of water filtration systems. The first is for filtering your drinking water, while the second covers all the water inside your house.

If you pick the former, you need a point-of-use system. For the latter, you need a point of entry system. Regardless of your choice, expect the best water filtration system to eliminate different kinds of contaminants.

2. Understand the Filter Technologies

Water filtration systems also feature various technologies. Some systems use activated carbon to attract impurities.

Ceramic filters use tiny holes to filter impurities. This type of filter only works against bacteria and protozoa.

Meanwhile, reverse osmosis filters feature a semi-permeable membrane. It blocks all particles larger than water molecules.

Other filtration systems use distillation. It involves boiling the water, separating all contaminants. Check out supremewatersales.com for quality water filter options.

3. Size Matters

Consider the size of the filtration system you need. A large filter boosts your home’s water supply. It also translates to longer service intervals.

The ideal size for an average home is around 4.5″ by 20″. For bigger houses, the filtration system should have a 25gpm flow rate and ports measuring 1.5 inches.

4. Find Out Your Home’s Flow Rate

Flow rate pertains to the amount of water passing through your appliances and dispensers. Determine the flow rate of your showers, heaters, dishwashers, and toilet. Pick a water filter matching your calculations.

Avoid buying a water filtration system with a lower flow rate than you need. It can result in poor water pressure.

5. What’s In Your Water?

Your drinking water contains different kinds of contaminants. They may come as either sediment or organic materials. Sometimes, they are chemicals like bleach, salts, metals, and toxins.

Some contaminants can also be biological. Viruses, bacteria, and protozoa are common examples. Determine your water composition and choose the best filtration system to eliminate these impurities.

6. The Best Water Filtration System Comes with Certification

Lastly, the best water filters come with NFS certification. It’s proof the filtration system meets strict public health standards. The product must pass thorough inspections and evaluations to earn the NFS certification.

Ensure the Safety of Your Household

Choosing the best water filtration system ensures the safety of your home water supply. However, water is only one of the key aspects to cover. Improve home safety by learning the best water filter contractors around.

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Categories
Business

3 Things You Should Know About Car Shipping Costs

car shipping costs

When you undergo a long-distance move, you’re likely setting out on a new adventure. Maybe you just landed an ideal job in another state. Maybe you’re finally moving to the coast as you’ve always dreamed.

For all the fun and adventure of a new start, there are also pragmatic concerns to face. One of the issues that many moving people face is what to do with their cars.

Driving your car across long-distance moves can take a terrible toll on the vehicle. Instead, it’s often wiser to ship your automobile. First, though, you must consider car shipping costs.

If you want to understand these costs, you’re in the right place! Check out our guide below for all the information you need.

Factors that Affect Car Shipping Costs

Several factors affect the total cost of your car shipping. One of the primary factors is whether you choose open or enclosed transport. We’ll discuss the differences between these later in the article.

For now, understand that open transport is more affordable than enclosed. Open transport costs an average of approximately $1,080, while enclosed transport typically costs $1,500.

Another crucial factor in your car shipping price is the length of the trip. If you’ve ever found yourself frustrated by rising gas prices, you’re not alone. Truck drivers hate them, too.

The further a truck has to drive, the more it has to refill on gas. As a result, the trip becomes more expensive.

Finally, the size of your vehicle affects the cost of shipping. Regular cars cost an average of $1,150 to ship, while trucks typically cost $1,450.

Choosing Open or Enclosed Shipping

Open and enclosed shipping refers to the level of protection afforded to a vehicle during shipping. If you choose open shipping methods, your car remains exposed to elements throughout the trip.

Closed shipping, on the other hand, places the vehicle in a sealed container. This option is often a rarity. Most people wouldn’t need an enclosed transport unless they shipped:

  • Antique cars
  • Classic cars
  • Luxury cars
  • Custom cars

If you don’t own a vehicle of this sort, you’ll probably prefer open shipping. It’s a cheaper option than enclosed shipping and preserves your automobile from increasing mileage.

Auto Transport Bidding

The final factor that affects your cost is the result of your auto transport bid. This information is crucial for understanding how to ship your car.

When you call an auto transport broker, they’ll provide car shipping quotes for your vehicles. From there, they’ll ask carriers to bid on your transport.

You may wonder, how can they give a quote before the bid? The answer is that this figure is more of a starting point for bidders. It’s not the final price.

However, don’t let this panic you. Experienced bidders can usually give a quote that’s close to your final cost, if not exact.

Ship Your Car Today

With a better knowledge of car shipping costs, you can find a shipping broker to help you transport your vehicle. So, don’t hesitate! Ship your car now to guarantee you receive it when you move.

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Categories
Home Improvement

Make Room: 3 Tips To Add Storage Space To Your Home

storage space

When you live in European cities, especially in buildings that were built a hundred (or hundreds) years ago, storage space is hard to come by. They just didn’t have as much stuff back then as we do now – and they only lived about 40 years, so they had much less time to accumulate it.

And while we thank our ancestors for building our countries, cultures, and our buildings, living in modern times requires creative storage solutions. Know exactly what we mean? Here are 3 hacks to sneak in storage space in your home or apartment.

1. Always Shop for Furniture with Storage Options

A couch used to just be a couch. But if you shop smart, now that same couch could be a pull-out bed and a place to store all those things in your living room that don’t have a place.

Big cities, like London and Paris, have stores with furniture specially made for small spaces, like tables that fold out to seat more, and even some that can hide their own chairs (you can also find these items online)! And while we don’t expect you to have the funds to completely re-furnish your home with modern solutions, replacing items over time can make a big difference in the long run.

2. Get Rid of Things

Do you feel like you have too much stuff but never know what to get rid of and what to keep? Joining your local Buy Nothing group may be the answer. These are completely free, localized Facebook groups where your neighbor’s post “asks” for things they need and “gives” for things they want.

You’d be surprised at how amazing it feels to give something you’re not using to someone who wants it, and how much space it clears up! Plus – you may just get to know some great people along the way!

To find your local group, google The Buy Nothing project and find your super centralized group!

3. Loft Boarding

Do you have a home with attic space or own the top-level unit of your building? Then you have dead space that you can make work for you. How? by adding space in the loft – or the attic.

You’ve probably seen these scenes in movies, where someone pulls downstairs from the ceiling and accesses a dusty storage space. Just because your home wasn’t initially built with a loft, doesn’t mean you can’t have one of your own!

Loft boarding from Instaloft is surprisingly affordable and a quick process. It’s your home – it should work for you!

Storage Space Ideas for Small Places

When it comes to increasing storage capacity, each home has unique needs. You may not have the space to put a loft in or the money to buy a new couch – but we hope one of the options above sparked some storage space inspiration for you.

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Categories
Featured

What Are The Dangers Of Drunk Driving?

drunk driving

Did you know that 28 people die every single day in car crashes related to drunk driving? There are many drunk driving dangers that people do not think about when they get behind the wheel after consuming alcohol.

Would you like to learn about drunk driving risks and how to avoid them? Here is all of the information that you need to know, as well as drinking and driving facts.

Risk of Legal Consequences

When you drink and drive, there is always a risk that you will get pulled over by authorities. If your blood alcohol concentration is over the legal limit, you will likely go through the DUI process and have to face legal procedures.

The best way to avoid this is to simply not drink and drive. The drunk driving risks include heavy fines or possibly even jail time. Even if you make it home safely, the risk is too high.

Slow Reaction Time

One of the prime dangers of drinking and driving is an increased reaction time. This is especially important when driving on a highway and the speed limit is much higher. You need a wide berth in order to step on the breaks or slow down in time to prevent a car accident.

If your blood alcohol is over the legal limit, studies show that your reaction time can increase enough to travel an extra 12 feet. This could be the difference between life and death or cars colliding to cause real damage.

Poor Decision-Making Skills

When you have a lot to drink, one of the biggest drunk driving disadvantages is your decision-making is inhibited. If you are too drunk, you might think it is a good idea to drive home rather than catching a cab.

Driving requires a sharp mind and the ability to make decisions in a split second. Combined with slow reaction time, you will not be able to make calls quickly enough if you find yourself in a bad situation while you’re at the wheel.

Blurry Vision

Especially when you drive at night, you need to be able to see what’s ahead of you and look into your rearview mirrors. Even after a few drinks, your vision can become severely impaired.

Your eyes can also start to move on their own, inhibiting your ability to focus. If you cannot concentrate on anything, then you should definitely not take any drunk driving risks.

Avoid Drunk Driving When Possible

You should not have to think about driving a car after you’ve had too much to drink. Rather than resort to drunk driving, call a friend, a rideshare service, or find a nearby hotel to stay at so you avoid drunk driving dangers.

Want to learn more about how you can keep yourself healthy and safe at all times? Check out our site for more information, tips, and tricks for living your ultimate lifestyle.

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